Payments and finance
e.PN
The Standard level carries a stated 6.7% registration fee, according to e.PN’s homepage. The vendor says violating the listed operating rules can result in account blocking without a refund. Customers can top up an account or card using the official Telegram bot or mobile application.
Editorial review based on public sources, without hands-on testing; facts checked on 2026-10-31.
This page contains no partner link to this service.
- Logo
Logos are trademarks of their respective owners and shown only to identify the service.- Name
- e.PN
- Category
- Payments and finance
- Official site
- e.pn · No link provided
- Facts checked
Five tariff levels, separate stated fees
The homepage and benefits page describe the service and its listed levels, checked 2026-10-31.
- Service scope: virtual cards for advertising and online services (homepage and benefits page, checked 2026-10-31).
- Tariff levels: Standard, Silver, Gold, Platinum, and Black; the homepage lists a 6.7% Standard registration fee.
- Silver: 6% fee with $1,000 spend; Gold: 5% with $10,000 spend.
- Platinum: 4% fee with $50,000 spend; Black: 3% with $100,000 spend.
- Bank support and top-ups: the homepage states support for 36 banks and instant top-ups.
- App availability: Android and iOS (homepage, checked 2026-10-31).
Virtual cards and the refund route
e.PN describes virtual cards for advertising, subscriptions, and services abroad. The vendor says refunds are credited after processing by the issuing bank and international payment system. Its FAQ states a standard refund crediting timeframe of 7 to 30 calendar days.
Payment and money-transfer services are restricted by law, age, or region; check local law and network or platform rules. This is not financial or legal advice.
Operating-rule risk register
Prohibited purchases: the FAQ prohibits cryptocurrency purchases and payments for gambling, betting, and dating services. Check that the intended transaction fits the stated rules before adding funds.
Account blocking: the vendor says rule violations can result in account blocking without a refund. Read the operating rules before using a card for a new payment category.
3DS delivery: Telegram or email delivery requires profile notifications to be enabled. Check that setting before relying on either delivery route.
Restrictions and refund exposure
- The FAQ says operating-rule violations can result in account blocking without a refund.
- The legal-requests page says the company may seek reimbursement of reasonable actual costs where applicable law provides for it.
- The FAQ requires users to enable profile notifications to receive 3DS codes via Telegram or email.
- The legal-requests page says the company generally notifies users of requests unless notification is legally prohibited or could create specified risks.
Card controls and mobile access
The vendor says its app is available on Android and iOS, with transaction notifications and 3DS codes.
The app description lists account, card, and team management. These controls put several card-related tasks in one app, according to the vendor.
The FAQ says issuance is instant and automatic top-up can be enabled after issuance or later in the Cards section.
Issuance, top-ups, and 3DS codes
The FAQ says card issuance is instant, with automatic top-up available after issuance or later in the Cards section. Customers can top up an account or card through the official Telegram bot or mobile application.
The vendor says 3DS codes appear in the Dashboard and can also be sent by Telegram or email. The FAQ requires profile notifications to be enabled for Telegram or email delivery.
The homepage lists WeChat, WhatsApp, and Telegram as support contact channels.
Level fees and card charges
The homepage lists level fees, while the benefits page specifies commissions, card prices, and additional charges; both were checked 2026-10-31.
- Standard: 6.7% upon registration; the benefits page lists a 6.7% commission and a $4 price.
- Silver: 6% with $1,000 spend on the homepage; the benefits page lists a 6% commission, $1,000 spending requirement, and $3.5 price.
- Gold: 5% with $10,000 spend on the homepage; the benefits page lists a 5% commission, $10,000 spending requirement, and $3 price.
- Platinum: 4% with $50,000 spend on the homepage; the benefits page lists a 4% commission, $50,000 spending requirement, and $2.5 price.
- Black: 3% with $100,000 spend on the homepage; the benefits page lists a 3% commission, $100,000 spending requirement, and $2 price.
- The benefits page lists issuance from $2, extensions from $2, and top-up commissions from 3%.
Compare card funding terms, not brands
Compare providers by how funds enter and leave the account, and by the fee structure for each route. Check stated limits, supported currencies, and country eligibility before comparing card costs. Also review how each provider handles disputed transactions and access to funds during a review.
Advertising cards meet use restrictions
e.PN describes its virtual cards as intended for advertising, subscriptions, and services abroad. The vendor claims registration takes 3 minutes and supports any geography and currency.
The vendor also says all tariff levels are available for cards with different BINs from the USA to Latin America. These descriptions do not override the stated payment prohibitions: the FAQ excludes cryptocurrency purchases and payments for gambling, betting, and dating services.
What we could not confirm
- Integrations and setup requirements: details absent from the pages read
Questions on e.PN fees and refunds
What does the vendor list for each level?
The vendor lists a 6.7% Standard commission and $4 price; Silver is 6% with $1,000 spending and a $3.5 price. Gold is 5% with $10,000 spending and a $3 price. Platinum is 4% with $50,000 spending and a $2.5 price; Black is 3% with $100,000 spending and a $2 price, according to the benefits page.
How are 3DS codes delivered?
The FAQ says 3DS codes appear in the Dashboard, with Telegram or email also available. The vendor requires profile notifications to be enabled for Telegram or email delivery.
When are refunds credited?
Refunds to e.PN cards are possible, with funds credited after processing by the issuing bank and international payment system, the FAQ states.
What refund timeframe does the FAQ state?
The FAQ gives a standard refund crediting timeframe of 7 to 30 calendar days. Its stated period concerns crediting, after the issuing bank and international payment system process the refund.
How can users contact support?
The FAQ states that customer support operates around the clock, seven days a week, without holidays.
Who is the legal-requests policy for?
The policy is addressed exclusively to competent authorities; private individuals and commercial entities are directed to customer support. The page says the policy covers cooperation with authorities requesting user, account, and transaction information.
Proceed after checking rule and refund terms
Fits if… the intended payments fall within the vendor’s stated uses and the fees suit your funding plans. The vendor lists legal documents for virtual-card use, including an AML and KYC policy, a sanctions compliance statement, and a virtual-card supplement to the Terms of Service.
Probably not if… your planned payments fall within the categories the FAQ prohibits.
Main risk… the vendor says rule violations can result in account blocking without a refund. Check the applicable-use and refund terms before funding; this is not financial or legal advice.
Sources
Sources of the facts above: public pages, each with the date it was checked.
- e.pnchecked
- e.pn/page/faqchecked
- e.pn/page/benefitchecked
- e.pn/page/legal-requestschecked
- e.pn/page/legal-documentschecked
How this page was prepared
Editorial team of Traffic Gazette. Everything here comes from the public sources above, checked on 2026-10-31; the text was written by Traffic Gazette. No hands-on trial of the service took place. When the sources are updated, so is this page.
Last updated:
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